Instant Term Life Insurance Quote

No phone or e-mail is required to receive an instant term life insurance quote from us. Unlike other companies, we do not limit ourselves to offering only the best free term life insurance quotes to you. We also offer a wide range of permanent insurance products to help meet your needs. For your free instant quote, fill out the form, then click on “Compare Now” to be taken to your personalized quotes immediately.

Quick and Easy rates for:

  • 1, 5, 10, 15, 20, 25, 30, 35 and 40 year level term life insurance,
  • Term life Insurance up to age 110,
  • 15,20,25 and 30 year Return Of Premium level term life insurance,
  • Universal Life Insurance up to age 121. 

Affordable Rates from Trusted Companies

The instant term life insurance quote provides rates from some of the best top-rated and trusted life insurance companies. We will only ask for your personal information when you are ready to talk to us.  Let us shop some of the best-trusted insurance carriers to help you save money with affordable life insurance.

Need something different?

If you need a quote for something other than basic term insurance or have any questions, please contact us. Sometimes you may need something special on your term life insurance quote such as:

  • A waiver of premium.
  • Coverage in the event of an accidental death.
  • A child term rider to cover all your children.

If you want to see a life insurance quote other than what you can get from our instant term life insurance quote form, we can send you a custom quote for life insurance to meet your specific needs. Send us a request.

Not sure what you need?

If you have a health concern or are not sure which kind of life insurance policy or policies are right for you, please let us know. Feel free to contact us or set up a call on our online calendar. The consultation is free and you are under no obligation to buy.

Do you have any questions or need additional assistance?

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Types and Uses of Life Insurance

Company Buyouts

You can use it to buy out a deceased partners’ shares of your company or retire stock in a corporate Buy/Sell Agreement.

No Exam

For a slightly higher premium, you could skip the exam and needles (No Medical). Your policy could be issued in 24 to 48 hours.

Burial & Funeral

Cover your costs of burial, funeral and other final expenses so your family does not have to. Coverage could be issued when applied for.

Wealth Accumulation

You can use life insurance to grow wealth, sometimes with the goal of, “Be your own banker”, and to retire with a tax-free income.

Family Protection

Replace wages and/or pay for a home, funeral, college costs and other expenses in the event of an untimely demise of your spouse.

Key Employee

You can use it to help your business attract and retain key employees or protect your company in case of the loss of a key employee.

Legacy

You can cover your estate taxes and wealth transfer costs and/or create a tax-free legacy for your heirs for pennies on the dollar.

Long-Term Care

Some newer life insurance combine life and long-term care insurance coverage in case you have a prolonged sickness or injury.

Education

You can accumulate money for your children’s college education in your policy. The plan is self-completing at death.

Articles

How Much Life Insurance

How much life insurance you should have depends on what you need it for. Are you using it for buisness or personal needs. Then you need to evaluate how long […]

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CORONA VIRUS TRACKER

CORONA VIRUS TRACKER

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    We are in the business of helping individuals, businesses and families buy the right life insurance to meet their needs. This might include term life insurance and/or other types of life insurance The instant term life insurance quote is provided through a third party. Rates vary from company to company, and each insurance company reserves the right to raise and lower the premiums quoted prior to issue. Premiums are set and locked in when a life insurance policy is issued. An instant term life insurance quote is not a guarantee of insurance coverage. Coverage is only provided by an actual life insurance policy after the completion of the underwriting process and meeting all of the underwriting requirements, if any.  This site is updated and maintained by The Mature American Planning Company. The Mature American Planning Company is a Michigan Corporation and a licensed independent insurance agency located in Hartland, Michigan.